Did you know that your health insurance might cover more than just clinic visits and medical procedures? Many health insurance plans offer a variety of convenient virtual care options and additional wellness benefits that can save you money and help you establish healthy habits for a lifetime.
* Virtual care. Your plan may include access to virtual primary and specialty care to assist with a variety of common health conditions, along with virtual urgent care that can help you avoid expensive emergency room trips.
* Tobacco cessation. Federal law mandates that almost all health insurance plans cover some treatment for tobacco cessation. Quitting tobacco could also save you serious money on health insurance premiums — most states permit hefty surcharges for tobacco users that increase premiums as much as 50 percent compared to tobacco-free customers on the same plan.
* Chronic disease apps. If you have a chronic condition like hypertension or diabetes, your health plan may include access to mobile apps and monitoring devices that automatically track your condition, remind you to take prescribed medications, and notify you when you should contact your doctor.
* Fitness and nutrition. Your health plan may offer partial or full reimbursement for gym memberships, trial subscriptions for digital fitness programs, wearable fitness trackers, and nutrition support from registered dietitians. Some plans also partner with third-party mobile apps to help users stay on track with their fitness and nutrition goals.
Health insurance plans vary widely, so check your plan information or talk to your plan administrator to learn about your specific benefits and coverage.