The Medicare Plan Finder tool at Medicare.gov/plan-compare is your go-to resource for choosing the right health or prescription drug plan during Open Enrollment (Nov. 1'Jan. 15, 2026). Here's a simple guide to get started:
1. Visit the Website: Go to Medicare.gov/plan-compare. You don't need an account, but signing in saves your preferences.
2. Enter Your Details: Input your ZIP code to see plans in your area. Add your medications and preferred pharmacies to compare drug coverage and costs.
3. Compare Plans: Review Medicare Advantage and Part D plans side-by-side. Check monthly premiums, deductibles, copays, and whether your doctors and drugs are covered. Look for the $2,000 Part D out-of-pocket cap for 2025 savings.
4. Filter and Sort: Narrow options by plan type, star ratings, or specific benefits like vision or telehealth.
5. **Enroll or Get Help**: Enroll directly online or call the plan provider. For free guidance, contact 1-800-MEDICARE or your local senior center.
