Committed but unmarried couples would be wise to make financial plans like married couples do. For example:
* Discuss retirement goals, debt, and beneficiary arrangements.
* Bank accounts, credit cards, and investments should be designated as yours, mine, and ours.
* A cohabitation agreement can say who gets what if you split up.
* Designating your partner as your healthcare proxy and providing a durable power of attorney will guarantee that decisions can be made for you. A will is essential.
