Shop car insurance rates

Car insurance rates vary significantly by insurer. Instead of sticking with your insurance company out of habit or convenience, you could save hundreds of dollars by simply shopping around.

Certain websites make shopping rates easy. Compare premiums at InsuranceQuotes.com or look for an independent agent at TrustedChoice.com, according to Kiplinger's Personal Finance.

If you do find a better rate, call your current agent. The company might offer to match the lower rate.