Since Apple's newest devices cost up to $1,100, AppleCare insurance, at $200, is worth the extra expense, according to Consumer Reports.
Without the coverage on the XS Max, for instance, a cracked screen will cost $330 to fix at an Apple store. Any other part will be $600.
With the coverage, these costs drop to $30 and $100, respectively. Consumers also get an extended warranty and free technical support for 90 days.