Most home insurance policies do not cover collectibles, but if they do, the coverage limits may be just $1,500 to $2,000, according to Go Banking.
If you have a large collection of items that have both monetary value and personal meaning to you, then special insurance could offer some peace of mind.
You might be able to get a policy from your home insurance agent or the agent might be able to recommend coverage.
Rick Good spent ten years in the newspaper business, including with The News & Observer (Raleigh, NC) and The Greenville News (Greenville, SC). He co-wrote, with Melinda Coleman, Rutledge to Riley: Governors of South Carolina, 1776–Present (Published by The Greenville News), and is the author of Mind Games Trivia #1 (Amazon). He has recently spent 15 years creating original trivia content through Sounds Good Mobile Entertainment and continues that with his new company, SGME Software. He edits The Smart Reader’s money, real estate, and business coverage.
