Ask the Expert: Loan-to-value ratio
I want to buy a $100,000 house. I have $2,000 to put down. But my bank won’t give me the loan because I need a higher loan-to-value ratio. Lenders can…
I want to buy a $100,000 house. I have $2,000 to put down. But my bank won’t give me the loan because I need a higher loan-to-value ratio. Lenders can…
I have to get a mortgage. I see lots of different rates, and I hear rates are going up. But how can mortgage rates be so different? You have to look at it…
When you do your taxes this year, it probably won’t be much of a comfort to know that in February 1913, the personal income tax was born. Bravo. But the…
The 2017 real estate market has some surprises in store as buying and selling might go high tech, and the mortgage market remains stable. Here are some of…
The big difference is the borrowing limit, although other factors come into play. Most everyone who gets a mortgage has a conforming loan. Conforming…
You can build your real estate portfolio starting with your own house The holidays are a great time to create your list of wants-and-needs for a new home….
I have a jumbo loan, and I’ll be able to qualify for refinancing in 2017. Is it true that mortgage rates will go up? Mortgage rates are very attractive…
If you paid less than 20 percent down when you purchased your home, you’ve probably got another bill to pay along with your mortgage. This one’s called…
We take so much on face value. That guy whose house you are buying, for example. We assume if he is selling the house, then he owns it. He does own it….
For buyers and sellers, having a professional house inspection can ensure a happy sale. According to a study by the American Society of Home Inspectors…