Money Basics: What are mutual funds?
What Are Mutual Funds? If you have a 401(k) or IRA, you’ve likely seen mutual funds listed as investment options, maybe with serious sounding names, but…
Category: Money & Personal Finance
What is the stock market? It doesn’t have to be mysterious
If you have never invested in stocks, the very idea of the stock market can seem mysterious’but it doesn’t have to be. Here’s a beginner’s guide. What is…
What is an ETF?
Your 401(k) or IRA options, probably include ETFs (Exchange-Traded Funds) alongside mutual funds. Think of an ETF as a basket of investments, like stocks…
Save more now! Relying on working longer for retirement can be risky
Working beyond your planned retirement age is a popular strategy to bolster your retirement savings, but it comes with significant risks. Unexpected…
Paying off your mortgage not always the best use of your money
While being mortgage-free is emotionally appealing, it’s not always the smartest financial move. Financial planners suggest prioritizing other financial…
Term life insurance: A must-have for Gen Z
Generation Z, now aged 18’28, have prioritized immediate financial pressures’like student loans, rent, or building a career’over life insurance. However,…
Title fraud: The crime that steals everything
Imagine this nightmare: One day you wake up to find your home title has been stolen, your home has been sold, and you are evicted. Title fraud is real and…
Retirees: Consider these tax changes
In July 2025, President Trump’s One Big Beautiful Bill passed several tax changes that may be beneficial, especially for seniors: * Bonus deduction: For…
Buy or rent? It depends
Homeownership offers both security and a sense of accomplishment, but whether it is cheaper than renting depends on several factors. Interest rates,…
If only you had invested in these stocks 20 years ago
The money experts at Kiplinger do a fun series of stories asking readers to imagine how small investments made 20 years ago would add up to today. The…