Booming market lifts 401(k)s but should you relax?
People get nervous when the stock market crashes. They relax when it is high. And it is high. The market has been reaching landmark highs for months and…
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Why many people choose payday loans
People in the personal finance community will often talk poorly about payday loans or even dismiss them entirely as an option to borrow money. Disdain for…
Why it is important to talk about money
Money has become a bit of a taboo subject in American culture. Along with religion and politics, few other topics that are so eagerly avoided among…
Never use a Roth IRA as an emergency fund
Roth IRAs are unique retirement tools in that they allow the owner of the account to withdraw their original deposits from the account at any time without…
When will checks disappear?
The paper check is a dinosaur walking. Not yet extinct, but close. The 300-year-old form of payment had a good run. According to Bloomberg, the average…
Rent tools instead of buying them
Renting tools instead of buying them If you think doing a job yourself will save money, wait until you start buying tools. A lawn mower is one thing but…
Small business risk: Fire ranks high
Going into business is heavy with financial risk but, once in business, natural disasters or unforeseen problems can create catastrophe. Fire ranks high…
Hurricane Harvey highlights small business risk
The devastation left by Hurricane Harvey is a good reminder to small business owners that preparing for disaster is essential. Catastrophic hurricanes…
Do over: When first impressions are bad
You don’t always get a do-over in life but, with a little effort, people can help erase bad first impressions. Remember that a bad first impression isn’t…
OSHA rolls back regulations, reporting
OSHA has rolled back some of its detailed reporting on workplace fatalities, a move that has been backed by the U.S. Chamber of Commerce which thought the…