Ask the Expert: No down payment?
We want to buy a house right now. We can easily afford a mortgage payment, but we don’t have a 20 percent down payment. What are our options? The short…
We want to buy a house right now. We can easily afford a mortgage payment, but we don’t have a 20 percent down payment. What are our options? The short…
When the weather outside is frightful, selling your house is not so delightful. That’s what folks say, anyway. But is it always true? Real estate agents…
We hear that FHA loans are a good deal, but do sellers prefer conventional mortgages? FHA loans can be great deals for families with smaller down payments…
At the most basic level, home sellers and buyers want the same thing: A good price and a smooth deal. But between price and smooth, there is a lot of…
Ask the Expert What is a conforming loan? A conforming loan is one that conforms to Fannie Mae and Freddie Mac guidelines. Fannie Mae and Freddie Mac are…
In economic parlance, many describe today’s housing market this way: demand is high and supply is low. In practical terms this means there are more buyers…
We are trying to decide between a 30-year mortgage and a 15 year mortgage. The interest rate is a bit lower on the 15-year but the payments are nearly…
The data tell the story: A real estate agent can sell your house faster and for a higher price than you would get by selling it on your own. In fact,…
We’re thinking that buying a duplex would be a good idea. What do you think? Buying a duplex is an excellent way to build equity and reduce taxes, as long…
We are cleared to lock down a price on our mortgage but would be happier if the rate dropped slightly. Should we wait? If the price is acceptable, don’t…