Ask the Expert: What is a non-conforming loan?
What is a non-conforming loan? A non-conforming loan is different than the conventional loan standards. So, first, let’s talk about conforming loans. A…
Category: Real Estate
Should you offer earnest money in a competitive market?
Mortgage rates are low and financing is readily available, but the number of houses for sale is also low. How do you stand out in the market and buy the…
Ask the Expert
I have never applied for a mortgage. What does a lender look for in an applicant? This is one time in life when your sparkling personality and good…
Market still sweet for sellers, but slowing
Two years ago, the real estate market was sweet and hugely profitable for sellers. Record-low interest rates made buying homes attractive, but there…
Ask the Expert
We are wondering — is it possible to refinance our home and take money out of it? We really need to replace the flooring and we think this could be the…
Should you match the art to the sofa?
It’s a maxim among creative types and a bit of an insult: Don’t match the art to the couch. Evidently, if you do, you’ve made a low-brow choice. But,…
Your house may show well at Christmas!
Family, cheer, warmth — these are some of the memories and feelings the holidays conjure up and they are, not coincidentally, the best possible feelings…
Ask the Expert
We want to buy a house, but we have heard home prices are very high. Will prices come down in 2022? No one can predict the future, but analysts continue…
Ask the Expert: Making a rental space in your home
I am thinking about renting out my finished basement. It has a separate entrance and it could easily be a basement apartment. Will I have any issues with…
On-trend cheap updates for home sellers
If you will be in the market to sell your home in coming months, you can get the best price with some inexpensive DIY updates, on-trend with young buyers….