Transfer balances with caution
Know all the details of the offer if you plan to use a splashy credit card balance transfer offer. Here are three points to look at: Deferred interest:…
Category: Money & Personal Finance
Little economies: Saving on soap
Save money on hand soap by making your own gel foam. Buy a big jug of gel soap and then fill your soap dispensers about half way full. Swirl for 30…
How to make cheap (or free) stock trades
One of the most significant obstacles that potential investors face when they are trying to start building their wealth are the fees associated with…
Mortgage interest deduction and the new tax plan
A new tax plan passed by Congress in December 2017 allows taxpayers to deduct mortgage interest up to $750,000. This is lower than the previous limit of…
ATM fees on the rise
There is a fee for almost everything these days and nothing is worse than the one charged by the ATM. Paying money to access one’s own money is a…
Prom spending highest among the poor
New survey data from Visa indicates that families with incomes less than $25,000, less than the poverty level, tend to spend $1,393 on prom night compared…
Use a frugal month to catch up after the holidays
The holidays are often filled with extra spending on things like travel, gifts, and food and many people end the year feeling weighed down in the…
Investing experts often fail to beat the market
For individuals, investing in the stock market can be a daunting task. Although many of these people trust expert fund managers to boost their returns,…
Moneywise: ‘All-weather’ portfolio
‘All-weather’ portfolio Motivation expert Tony Robbins recently created an ‘all weather’ portfolio through his interviews with billionaire Ray Dalio. The…
How investors allocate assets
The classic mix of 60 percent stocks and 40 percent bonds is largely preferred by investors, according to a 2015 study by Dreyfus. About 54 percent of…