The no-spend challenge
A financial writer set out to spend no extra money for a year. Michelle McGagh and her husband vowed to pay bills, but not to buy coffee, clothes, or a…
Category: Money & Personal Finance
Finances: The difference between an emergency and a surprise
Let’s talk emergency funds. Most money management experts say one of the first things you have to do is build an emergency fund. Usually the number they…
Budget surprises
Just when you think you are rolling along budget-wise: Surprise! The car breaks down. As a matter of fact, according to American Express, in 2017 nearly…
Financial apps help you invest leftover pennies
Behavioral economists have proved one big truth: The best financial decisions are automated. If your bills get deducted on autopay, you are never late…
Other handy finance apps
TaxCaster by Intuit TurboTax can estimate your income taxes and also compare how your situation differs from last year, so you can see what changed for…
Moneywise: Simple way to build credit
Simple way to build credit Using a credit card responsibly over time can improve credit. But if you have bad credit or no credit history, you can’t get a…
Moneywise: Sears warranties still valid
Sears warranties still valid Now that Sears has officially entered bankruptcy court, consumers that purchased the company’s Kenmore brand of appliances in…
Easy trick to limit shopping
According to Consumer Reports, using credit cards will increase the amount of money you spend on a purchase because it makes the purchase less painful and…
Use your checking account wisely? Your credit score could now go up
This year, people who wisely manage their checking accounts could see an increase in their credit scores. The new UltraFICO credit score will let some…
Avoiding mortgage refinancing scam
Scammers are targeting homeowners, trying to trick them out of cash and home equity, according to U.S. News. ‘Loan flipping’ scams seem to offer relief…