401k Loan for a down payment on a house
Home ownership has not been an insurmountable financial hurdle for the 63.5 percent of Americans that own their homes according to US Census data, but…
Author: Rick Good
Rick Good spent ten years in the newspaper business, including with The News & Observer (Raleigh, NC) and The Greenville News (Greenville, SC). He co-wrote, with Melinda Coleman, Rutledge to Riley: Governors of South Carolina, 1776–Present (Published by The Greenville News), and is the author of Mind Games Trivia #1 (Amazon). He has recently spent 15 years creating original trivia content through Sounds Good Mobile Entertainment and continues that with his new company, SGME Software. He edits The Smart Reader's money, real estate, and business coverage.
Checks that are convenient but pricey
Credit card checks are designed to let you use your credit line as cash. You could pay off bills, for example, but you would just be transferring the…
Figuring out the monthly food budget
When creating the family’s budget, it is easy to look at individual categories and determine that they are too expensive or that there are cheaper…
Moneywise: People With Disabilities Can Save With an ABLE Account
People With Disabilities Can Save With an ABLE Account People with disabilities have many challenges in their daily lives and up until recently saving for…
Computer infections: From the Wild West to the new sheriff
Is anti-virus software still relevant? Trick question Computer viruses are not extinct. They are a vast and ever present danger. The issue at hand is…
How to become a partner in a small business
You began working for a small business owner, and now your contributions to the company’s success have allowed it to grow, including the company’s…
150 years ago in business
Swiss pharmacist Henri Nestle created a substitute for breast milk for infants unable to nurse. Swedish chemical engineer Alfred Nobel patented a new…
The new trade schools for coding
Around the country, and even the world, the demand for people with software coding experience is building. And the demand isn’t just for the computer…
Ask the Expert: Loan-to-value ratio
I want to buy a $100,000 house. I have $2,000 to put down. But my bank won’t give me the loan because I need a higher loan-to-value ratio. Lenders can…
The points that can make your home sell fast
Remember that when you bought your house, you went that extra mile to get the right house in the right school district and right neighborhood. Now when…